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Baccarat Strategy - Explained

Baccarat Strategy in Online casinos

Baccarat is one of the most popular games played in both offline and online casinos. It is a simple game of luck. You will have three betting options – banker, player, and tie. Both the banker and players will be dealt with two cards. The values of the cards are combined. A third card can be dealt depending on circumstances. The highest possible value is nine, and the hand who has such wins the game.

The best reason to play baccarat is its simplicity. Almost anyone can play the game. There is no need for a special and complicated strategy for baccarat. All that you need is to pick a hand you believe will win. However, while baccarat is a game of chances and guesses, this does not mean that you should make uninformed bets. For the most favorable outcomes, keep on reading and we’ll talk about the best baccarat winning strategy.

How to Play Baccarat?

Before we talk about the best strategy for baccarat, allow us to give you a rundown of the rules on how the game works.

First, you need to choose a hand where you will be placing your bets. You can bet on the player, banker, or a tie.

Next, the dealer will deal two cards each for the banker and the player. The value of the first two cards will be totaled. If either has a sum of eight or nine, then it is a natural, and that hand is the winner.

If the value of the player’s card is six or seven, the player can stand. On the other hand, if it is zero to five, then the dealer will draw a third card. When the player stands, the banker will do the same when the value is five or seven. When the cards are zero to five, then another card will be drawn for the banker.

When the player draws a third card, this is where things get a bit more complicated. The banker will be drawn another card following these rules:

  • If the total is two or less, the banker will draw a card regardless of the third card of the player.
  • If the total is three, the banker will draw a third card unless the third card of the player is an eight.
  • If the total is four, the banker will draw a third card if the third card of the player is from two to seven.
  • If the total is five, the banker will draw a third card if the third card of the player is from four to seven.
  • If the total is six, the banker will draw a third card if the third card of the player is six to seven.
  • If the total is seven, the banker stands.

If in the end, the player and the banker reach the same card value, then the tie bet wins.

Best Strategies for Winning at Baccarat

Looking for the best baccarat game strategy? We got you covered! Below are some of the strategies that will help increasing your bank roll.

Bet on the Banker

This is the best baccarat strategy. There is more than 50% chance that the banker will win, so this is the logical best bet. Because of its winning potential, casinos add a 5% commission for winnings in this bet, which can be a drawback for some players. This is also the one with the lowest house edge, which means that it has the slightest chance that the casino will win. The number of card combinations that favor the banker is slightly higher compared to that of the player. The house edge on the banker is as low as 1.06% and for the player, it is approximately as low as 1.24%.

One-Sided Betting Strategy

It is a pretty self-explanatory strategy – choose a side and stay on it. However, for this strategy, take note that we are talking only about the player and banker side. The tie bet is not an option. Even if you ask experts, they will agree with us that you should never bet on a tie. You will have lesser regrets if you do not switch side. However, some seasoned players recommend that there should be a limit on this strategy for baccarat. For instance, if you have a three to five-game losing streak, then it may now be about time to consider switching side.

1-3-2-4 Betting System

If you are thinking of how to play baccarat strategy to win big, then you should know about the 1-3-2-4 betting system, which is also commonly used when playing roulette and blackjack. The numbers refer to the bets that you will place. Let’s say that you start betting with €1. When you win, raise your bet to €3. If you win again, bet €2 and in case of another win, raise your bet to €4. If you win for the fourth time, then go back to €1 and repeat the system. If you lose at any point, such as after the third bet, then go back to €1. This will let you hold on to your winnings and minimize your losses.

Avant Dernier Strategy

This is another baccarat game strategy that has been tried and tested. Avant dernier is a French word, which translates to before last in English. This is a simple betting strategy that requires putting your bet on the second to the last winning result. For instance, if the winning streak is banker, player, banker, and player, then you should choose the banker, which is they second to the last in the winning chain. If the second to the last bet is a tie, however, it would be best to avoid it since there is a minimal chance that it will win. As it has been earlier mentioned, the tie bet is not profitable in baccarat, so you are better off staying away from it.

Are Baccarat Strategies Legal?

The baccarat strategies mentioned above are legal. There’s no need to worry that you will get in trouble with the authorities. You are not counting cards or doing anything that is against the law. It is simply outsmarting the system and being wiser on the placement of your bets to optimize your winning and minimize your losses.


At this point, we hope that you learned the best baccarat winning strategy the next time you play. The easiest strategy is to bet on the banker and avoid betting on a tie. This will yield maximum winnings.

Now is the time to put theory into practice. Take note of the strategies mentioned above and play at DigiBet casino today!